Yell Adworks

Health and Flexible Spending Benefits

Medical Benefits

Our medical options through Independence Blue Cross are designed to provide employees and their family with access to high quality health care. We have two (2) plan options available that cover a broad range of healthcare services and supplies including prescriptions, office visits and hospitalization.

Employees who choose to waive medical coverage will receive $30 per pay period (equal to $780 per year). In order to receive this credit, employees must submit proof of alternative coverage to the Human Resources Department.

Dental Benefits

The Delta Dental PPO/POS Plan provides coverage based on the type of services obtained: preventative, basic, or major, and whether or not the services are obtained from a network or non-network provider.

Employees who choose to waive dental coverage will receive $10 per pay period (equal to $260 per year). In order to receive this credit, employees must submit proof of alternative coverage to the Human Resources Department.

Vision Benefits

We provide a vision PPO plan through VSP that entitles participants to receive an examination by a network provider every plan year. The Plan also provides coverage for lenses every plan year and frames every other plan year. Contacts lenses are available in lieu of a complete pair of glasses and frames every plan year.

Disability Insurance

We provide short-term and long-term disability benefits to all eligible employees at no cost to the employee.  Both benefits equal 66 2/3% of employee's weekly base earnings (maximums apply).  The waiting period for disability insurance is based on the type of situation, but can vary from one to eight days.  In addition, employees have the option of having their disability checks direct deposited to minimize the impact on their financial situation.

Basic Life and AD&D Insurance

Employees receive Basic Life Insurance in an amount that equals the annual base salary to a maximum of $500,000. Accidental Death & Dismemberment Insurance pays a benefit that varies with the type of loss or accident. These benefits are paid for by the company and are provided by Prudential Life Insurance Company. Employees may elect to purchase additional life insurance coverage up to 5x base salary to a maximum of $500,000.

Flexible Spending Accounts

We allow employees to defer a portion of their pay pre-tax through payroll deduction into Flexible Spending Accounts. Employees can conveniently get instant reimbursement of eligible expenses by using the debit card provided to them.

Medical Flexible Spending Account - Employees may elect up to $3,000 per plan year for Medical FSA to cover them and their dependents. Eligible expenses include, but are not limited to: deductibles, co-payments and coinsurance payments, over-the-counter drug costs, routine physicals, underinsured dental expenses and hearing expenses.

Dependent Care Flexible Spending Account - Employees may elect up to $5,000 per plan year into their Dependent FSA. Eligible expenses include payments to day care centers, pre-school costs, before and after school care and elderly care.